The question of allowance is often brought up. Traditionally people think that by giving kids "money for chores" will help teach them how to spend and save. However, it really depends on the age of your children.
The primary lesson that needs to be taught is responsibility. This responsibility is not necessarily putting your clothes away as much as taking responsibility for your actions. Teaching your children to have the strength of their own convictions is imperative.
You can start with little things such as not chewing gum. This seems simple but what it is teaching is believing in yourself and understanding that just because other people do it you can be just as happy without it.
Then establishing chores as the child grows up. Making their bed (doesn't have to be perfect), helping in the kitchen, taking the trash out, are all things that your children will need to do when they grow up. You do not get paid to be a productive part of the family/household. When you see that your children have learned these simple lessons you can offer "jobs" that are above their normal duties.
In our house we use a job board. We have a list of things that need to be done (the list changes each weekend or as needed). Next to each job we show what the pay is for that particular one. Our children sign their names next to the jobs they will do. Once their name is signed they have an allotted amount of time to get it done - if it does not get done they pay us (you don't have to do this part if you don't want to).
By doing this they have chosen to work, they have actually earned their money. Then you can show them ways to save and spend because they will be more inclined to listen and learn.
I hope this helps you. Let me know if you have any other questions.
Maren
maren@marconect.com
(David, Devin, and Deric's mom)
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